Arizona is a non-judicial foreclosure state that regulates surplus-fund finders aggressively. Statutory caps and a 30-day no-contact rule mean timing and compliance matter.
Free to check. No obligation. You pay nothing unless we recover funds for you.
Arizona is a non-judicial foreclosure state. Most mortgages are deeds of trust with power-of-sale clauses, and trustees conduct the foreclosure sale. Surplus from a trustee's sale is held by the trustee or deposited with the court for distribution to the former owner and junior lienholders.
Arizona generally does not generate tax-sale overages in the traditional sense — the state uses a tax-lien sale model where the lien buyer eventually forecloses, and proceeds typically don't exceed the lien amount in a way that creates excess proceeds. Most Arizona surplus claims come from trustee's sales.
Arizona regulates finders directly. ARS § 33-812 and related provisions cap finder fees at $2,500 per claim (with 30% available at the state level for unclaimed funds), and impose a 30-day no-contact rule from the date of sale before a finder can solicit a former owner. We respect both rules.
Not every property sale generates a surplus, and the rules vary by source. Here's what we look for in Arizona.
Held by the trustee or deposited with the court after a non-judicial foreclosure sale. ARS § 33-812 governs distribution priority and finder rules.
Arizona has its own timelines and rules. Here are the key facts that drive a successful claim.
We monitor all 15 Arizona counties — these are just the largest.
We work on contingency. If we don't recover funds, you owe us nothing.
Funds flow through Escrow.com. We follow each state's finder rules — including Arizona's.
You always have the right to file a claim independently in Arizona, at no cost.
It takes 30 seconds. Enter your name and we'll search our database of unclaimed surplus funds across Arizona foreclosures and tax sales.
Generally no. Arizona uses a tax-lien sale system rather than a tax-deed sale system, and the structure rarely produces 'excess proceeds' the way deed states do. Most Arizona surplus claims come from trustee's sales of mortgaged property.
Arizona prohibits surplus-fund finders from soliciting former owners for the first 30 days after the trustee's sale. The rule is a consumer-protection cooling-off period. We honor it strictly.
Arizona caps finder fees at $2,500 per claim under the trustee's-sale finder statute. At the state-held unclaimed funds stage, a 30% cap applies. Agreements that violate the cap are unenforceable.
The trustee distributes the surplus directly when claims are clear. When claims are contested or unclear, the trustee deposits the surplus with the court, which then resolves competing claims.
Not strictly. You can claim directly from the trustee or the court. We work with Arizona-licensed attorneys when claims are contested or when the trustee deposits funds with the court.