California (CA)

Recover Excess Proceeds From California Tax Sales & Foreclosures

California holds significant excess proceeds from tax-defaulted property sales. State rules require attorney involvement for direct contracting — we work with California-licensed attorneys to recover what's owed to you.

How It Works

Free to check. No obligation. You pay nothing unless we recover funds for you.

58
Counties Covered
Attorney
Counsel involved
2 Types
Of Surplus Funds
Free
To Check Your Name

California is unusual among states: it is illegal for a non-attorney finder to contract directly with a former owner for surplus fund recovery. The legislature wrote the rules this way to protect property owners from predatory finders, and we respect that — every California claim we work on goes through a California-licensed attorney.

Tax-defaulted property sales generate the bulk of California excess proceeds. Counties hold an annual public auction for parcels that have been delinquent for five or more years. When a parcel sells for more than the delinquent taxes, penalties, and costs, the difference is the 'excess proceeds' that the former owner — and certain lienholders — can claim.

Mortgage foreclosure overages are rarer in California because the state is overwhelmingly a non-judicial foreclosure jurisdiction (trustee's sales). The trustee distributes any surplus directly under California Civil Code § 2924k, with priority going to junior lienholders before the former owner.

What Counts as Surplus Funds in California

Not every property sale generates a surplus, and the rules vary by source. Here's what we look for in California.

Tax-Defaulted Property Sale Excess Proceeds

When a tax-defaulted parcel sells at the county's annual public auction for more than the minimum bid, the surplus is held by the County Tax Collector. Claims are made on a county-specific 'Claim for Excess Proceeds' form.

Trustee's Sale Surplus (Non-Judicial Foreclosure)

Surplus from a trustee's sale is distributed under Cal. Civ. Code § 2924k. The trustee notifies known parties of interest, then disburses according to lien priority. Unclaimed funds are deposited with the court.

How the Process Works in California

California has its own timelines and rules. Here are the key facts that drive a successful claim.

Timelines

Tax surplus claim window
1 year from the date of recordation of the tax deed to the purchaser
Redemption period
None after the sale (tax-defaulted)
Escheat
Unclaimed funds eventually transfer to the State Controller's Unclaimed Property division

Fees & Legal

Finder fee cap
Statute prohibits non-attorneys from contracting directly with former owners. Attorney fee arrangements are governed by ethics rules and reasonableness standards.
Attorney involvement
Required or strongly preferred. We partner with California-licensed attorneys.
Statutory citation
Cal. Rev. & Tax. Code §§ 4671–4676 (tax); Cal. Civ. Code § 2924k (trustee's sale)

Major California Counties We Monitor

Los Angeles County
Population ~9.66M
Largest county in the U.S. by population
San Diego County
Population ~3.29M
Orange County
Population ~3.17M
Riverside County
Population ~2.49M
High inland tax-default volume
San Bernardino County
Population ~2.18M

We monitor all 58 California counties — these are just the largest.

No Upfront Cost

We work on contingency. If we don't recover funds, you owe us nothing.

Secure & Compliant

Funds flow through Escrow.com. We follow each state's finder rules — including California's.

Your Right to File

You always have the right to file a claim independently in California, at no cost.

Check If You're Owed Surplus in California

It takes 30 seconds. Enter your name and we'll search our database of unclaimed surplus funds across California foreclosures and tax sales.

Frequently Asked Questions — California

Why does California require an attorney for surplus fund recovery?

California law restricts non-attorney finders from contracting directly with former owners for excess-proceeds recovery. The intent is consumer protection. We partner with California-licensed attorneys so claims are filed correctly and your rights are preserved.

How long do I have to claim excess proceeds from a California tax sale?

Generally one year from the date the tax deed to the purchaser is recorded. Miss the window and the funds escheat to the county and ultimately the State Controller's Unclaimed Property division.

Who has priority on California excess proceeds?

Lienholders of record at the time of sale have priority — typically in the order their liens were recorded — followed by the former owner. We perform a lien search before filing so we know what to expect.

What's the difference between excess proceeds and unclaimed property in California?

'Excess proceeds' is the term for surplus from a tax sale or trustee's sale, held at the county or with the foreclosure trustee. 'Unclaimed property' is what excess proceeds become after the claim window closes — held by the State Controller and subject to a separate (slower) claim process.

Can I file a claim for excess proceeds myself?

Yes. You have the absolute right to file directly with the County Tax Collector at no cost. Our service is for owners who want professional help navigating the lien-priority analysis and paperwork.