Georgia (GA)

Recover Excess Funds From Georgia Tax Sales & Sheriff's Sales

Georgia counties hold excess funds from tax sales for the former property owner. Most Georgia counties prefer to deal with attorneys — we work with Georgia-licensed counsel on every claim.

How It Works

Free to check. No obligation. You pay nothing unless we recover funds for you.

159
Counties Covered
Attorney
Counsel involved
2 Types
Of Surplus Funds
Free
To Check Your Name

Georgia is a non-judicial foreclosure state with a tax sale system that produces a steady stream of excess funds. The county Sheriff or Tax Commissioner conducts tax sales on the first Tuesday of each month, and surplus from those sales is held in escrow pending claims.

Georgia uses a redeemable tax deed. The buyer at a tax sale receives a deed but the former owner has one year to redeem by paying the bid amount plus a 20% premium. After the redemption period closes, the buyer can foreclose the right of redemption — and the surplus claim window opens for the former owner.

Most Georgia counties strongly prefer to work with licensed attorneys on excess-funds claims, citing both fraud concerns and the technical lien-priority work that disputes require. We partner with Georgia attorneys to make sure claims are filed cleanly the first time.

What Counts as Surplus Funds in Georgia

Not every property sale generates a surplus, and the rules vary by source. Here's what we look for in Georgia.

Tax Sale Excess Funds

When a tax-foreclosed parcel sells for more than the delinquent taxes, penalties, interest, and costs, the surplus is held by the Tax Commissioner or Sheriff pending claims by the former owner and lienholders.

Sheriff's Sale Surplus

Surplus from non-tax sheriff's sales (judgment liens, etc.) is held similarly and distributed under court supervision.

How the Process Works in Georgia

Georgia has its own timelines and rules. Here are the key facts that drive a successful claim.

Timelines

Tax surplus claim window
5 years from the sale before escheat (statute of limitations on excess funds)
Redemption period
1 year from the date of the tax sale
Escheat
After ~5 years, unclaimed excess funds escheat to the state

Fees & Legal

Finder fee cap
No statutory cap, but most counties expect attorney involvement and will scrutinize fee agreements for reasonableness.
Attorney involvement
Required or strongly preferred. We partner with Georgia-licensed attorneys.
Statutory citation
O.C.G.A. § 48-4-5 (excess tax sale funds)

Major Georgia Counties We Monitor

Fulton County
Population ~1.07M
Atlanta — largest county
Gwinnett County
Population ~975K
Cobb County
Population ~770K
DeKalb County
Population ~764K
Chatham County
Population ~302K
Savannah

We monitor all 159 Georgia counties — these are just the largest.

No Upfront Cost

We work on contingency. If we don't recover funds, you owe us nothing.

Secure & Compliant

Funds flow through Escrow.com. We follow each state's finder rules — including Georgia's.

Your Right to File

You always have the right to file a claim independently in Georgia, at no cost.

Check If You're Owed Surplus in Georgia

It takes 30 seconds. Enter your name and we'll search our database of unclaimed surplus funds across Georgia foreclosures and tax sales.

Frequently Asked Questions — Georgia

How long do I have to claim excess funds in Georgia?

Generally five years from the tax sale before unclaimed funds escheat to the state. But the redemption period (one year) and the tax-deed foreclosure timeline interact, so practical claim windows are often shorter.

Why do Georgia counties want attorneys involved?

Georgia counties have seen aggressive finder activity over the years and most now require either an attorney signature or attorney representation to release excess funds. We partner with Georgia-licensed attorneys on every claim.

What's the difference between redemption and excess funds in Georgia?

Redemption restores ownership — within one year of a tax sale, the former owner can redeem by paying the bid amount plus 20%. Excess funds is the cash left over after a sale; claiming excess funds doesn't restore ownership.

Who has priority on Georgia excess funds?

Recorded lienholders take priority by lien date, then the former owner. The IRS, junior mortgage holders, and tax liens from other taxing units may all assert priority before the owner sees a dollar.

Do I have to use Overage Pro to claim my Georgia excess funds?

No. You always have the right to file directly with the county Tax Commissioner at no cost. Our service exists for owners who want help navigating Georgia's attorney-preference rules and lien-priority work.